Legal

Privacy Policy

ZEREP INSURANCE AGENCY, INC. · Effective date: August 1, 2026 · Back to homepage

Contents

  1. 1. Introduction
  2. 2. Who We Are
  3. 3. Scope of This Policy
  4. 4. Information We Collect
  5. 5. How We Collect Information
  6. 6. How We Use Your Information
  7. 7. Legal Bases for Processing
  8. 8. Cookies and Tracking Technologies
  9. 9. How We Share Information
  10. 10. Data Security
  11. 11. Data Retention
  12. 12. Your Privacy Rights
  13. 13. Privacy for Children
  14. 14. International Data Transfers
  15. 15. Third Party Services and Links
  16. 16. Do Not Track Signals
  17. 17. Changes to This Policy
  18. 18. How to Contact Us

1. Introduction

ZEREP INSURANCE AGENCY, INC. respects the privacy of every person who visits this website, contacts our team, or uses the systems we design and integrate. This Privacy Policy explains what information we collect, why we collect it, how we use and protect it, and the choices available to you. The developer responsible for the design and operation of this website is ZerepInsure. We encourage you to read this policy in full so that you understand how your personal information is handled.

By accessing this website or engaging with our services, you acknowledge that you have reviewed this Privacy Policy. If you do not agree with the practices described here, you should refrain from using this website. We may update this policy from time to time, and the most current version will always be published at this location with a revised effective date noted at the top of the page.

2. Who We Are

ZEREP INSURANCE AGENCY, INC. is a company operating within the computer systems design and related services industry. Our principal place of business is located at 4877 N Sage Park Dr, Eagle Mountain - 84005-5085, United States (US). We specialize in computer integrated systems design for the insurance sector, including policy administration systems, claims orchestration, actuarial data platforms, billing integrations and customer portals.

Throughout this policy, the terms the Company, we, us, and our refer to ZEREP INSURANCE AGENCY, INC. The terms you and your refer to any individual who visits our website, submits an inquiry, or otherwise interacts with us in connection with the services described on this site.

3. Scope of This Policy

This Privacy Policy applies to information collected through this website, through email communications directed to our published contact addresses, through telephone inquiries placed to our published phone number, and through any other channel we operate where this policy is referenced. It does not apply to third party websites, applications or services that may be linked from this website, even if those resources are relevant to our work.

This policy also does not apply to information that our clients process on their own systems. In many engagements we build software that processes the personal data of our clients and their customers. In those arrangements we typically act as a service provider or processor on behalf of the client, and the privacy practices of the client govern that data. Where a separate agreement applies, that agreement will control in the event of any conflict with this policy.

4. Information We Collect

We collect several categories of information depending on how you interact with us. The categories below describe the kinds of information we may gather and the sources from which we gather it.

Information you provide directly

When you submit a form on this website, send us an email, call our office, or engage in a discovery conversation, you may provide us with your name, email address, telephone number, company name, job title and the content of your message. If you enter into a business relationship with us, we may also collect billing and payment information necessary to perform that agreement.

Information collected automatically

When you visit this website, our servers and any analytics tooling we use may automatically record certain technical information. This can include your internet protocol address, browser type and version, operating system, referring website, pages viewed, the date and time of your visit, and approximate geographic location derived from your network address. This information is used to understand how the website is used and to keep it secure.

Information from third parties

We may receive information about you from business partners, public databases or service providers. For example, a referral partner may share your contact details so that we can respond to a request for our services. We combine this information only to the extent necessary to provide a coherent and accurate picture of a business relationship.

Specific data elements

In the course of providing our computer systems design services, we may encounter a range of operational data, including the following:

  • Contact and identification details such as name, email address, phone number, job title and company name.
  • Communications content such as inquiry messages, support requests and email correspondence.
  • Transactional data such as invoicing records, payment references and service history.
  • Technical data such as browser type, device information, operating system, pages visited and timestamps.
  • Professional data such as your role, responsibilities and areas of interest relevant to a potential engagement.

5. How We Collect Information

We collect information through three primary methods. First, we collect information you choose to give us, such as when you complete our contact form or correspond with us. Second, we collect information through automated means, such as cookies, server logs and similar technologies that record activity on the website. Third, we receive information from other parties, including referral partners and providers of public business data.

We strive to collect only the information that is reasonably necessary for the purposes described in this policy. We do not seek to collect sensitive personal data such as government issued identification numbers, financial account credentials, health information or precise location data through this website, and we ask that you refrain from including such details in any unsolicited message you send to us.

6. How We Use Your Information

We use the information we collect for the following purposes. First, we use contact details to respond to inquiries, schedule discovery conversations, and provide the information you request about our services. Second, we use account and billing information to deliver contracted work, manage projects and process payments. Third, we use technical information to operate, maintain and improve the performance and security of this website.

We also use aggregated and de-identified information to understand general usage trends and to refine the services we offer. Such aggregated data does not identify you individually. We do not sell your personal information to third parties, and we do not use your personal information to serve behavioral advertising without a clear lawful basis for doing so.

To be specific, we use your information to carry out the following activities:

  • Respond to questions, requests for proposals and other correspondence you send to us.
  • Prepare and deliver proposals, statements of work and project documentation.
  • Perform the obligations of any contract we enter into with you or your organization.
  • Maintain accurate business, accounting and compliance records.
  • Detect, prevent and address security incidents, fraud and technical problems.
  • Send administrative communications such as updates about your engagement.
  • Improve the content, navigation and performance of this website.

7. Legal Bases for Processing

Where applicable law requires a legal basis for processing personal information, we rely on one or more of the following grounds. We process information to perform a contract with you or to take steps at your request before entering into a contract. We process information to comply with legal obligations that apply to our business. We process information for our legitimate interests, such as maintaining the security of our website, responding to inquiries, and improving our services, provided those interests are not overridden by your rights.

Where none of the other bases apply, we may process information on the basis of your consent, which you may withdraw at any time without affecting the lawfulness of processing that occurred before withdrawal. If you have questions about the specific basis that applies to a particular processing activity, you may contact us using the details at the end of this policy.

8. Cookies and Tracking Technologies

This website may use cookies and similar technologies to improve the browsing experience. Cookies are small text files placed on your device that allow a website to recognize a returning browser and to remember preferences. We use functional cookies that are essential for the operation of the website and, where applicable, analytical cookies that help us understand how visitors move through the site.

Most web browsers allow you to control cookies through the browser settings. You can typically choose to block all cookies, block third party cookies, or clear cookies when you close the browser. Please be aware that disabling certain cookies may affect the functionality of the website. Where required by law, we will provide a mechanism for you to manage cookie preferences on your first visit.

9. How We Share Information

We do not sell, rent or trade your personal information. We may share information with service providers who perform functions on our behalf, such as website hosting, email delivery, analytics, payment processing and customer relationship management. These providers are bound by contract to use personal information only for the purposes we specify and to protect it with appropriate safeguards.

We may also disclose information when required to do so by law, in response to a valid legal request such as a subpoena or court order, or when we believe in good faith that disclosure is necessary to protect our rights, the safety of our staff, or the security of our systems. In the event of a merger, acquisition or sale of all or part of our business, your information may be transferred as part of that transaction, subject to this policy continuing to apply.

We may share information with the following categories of recipients, each subject to appropriate confidentiality and security obligations:

  • Service providers that host our website, deliver email, process payments or manage customer relationships.
  • Professional advisers such as attorneys, accountants and auditors who assist with compliance and legal matters.
  • Business partners involved in a joint engagement, but only to the extent you have been informed.
  • Government or regulatory authorities when disclosure is required by applicable law.

10. Data Security

We implement administrative, technical and physical safeguards designed to protect personal information from unauthorized access, alteration, disclosure or destruction. These safeguards include access controls, encryption of data in transit, secure hosting environments, and regular review of our security practices. Access to personal information is limited to personnel who require it to perform their duties.

No method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security. If you have reason to believe that your interaction with us is no longer secure, please notify us immediately using the contact information provided at the end of this policy.

11. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law. Factors that determine our retention periods include the nature of the information, the purposes for which it was collected, applicable legal obligations and the need to resolve disputes or enforce our agreements.

When personal information is no longer needed, we securely delete or anonymize it. Business records and correspondence that are subject to accounting, tax or regulatory obligations may be retained for the period required by those obligations even after a client relationship has ended.

12. Your Privacy Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information. These rights may include the right to access the information we hold about you, the right to request correction of inaccurate information, the right to request deletion of your information, the right to object to or restrict certain processing, and the right to data portability.

To exercise any of these rights, contact us using the details provided below. We will respond to verified requests within the timeframe required by applicable law. You also have the right to lodge a complaint with a supervisory authority in your jurisdiction if you believe your rights have been violated, and we would appreciate the opportunity to address your concerns directly in the first instance.

The specific rights available to you may include one or more of the following:

  • The right to know what personal information we hold about you and how we use it.
  • The right to request a copy of your personal information in a portable format.
  • The right to correct personal information that is inaccurate or incomplete.
  • The right to request deletion of your personal information, subject to legal exceptions.
  • The right to object to certain processing or to request a restriction on processing.
  • The right to withdraw consent where consent is the basis for processing.

13. Privacy for Children

This website is intended for a general business audience and is not directed to children under the age of thirteen. We do not knowingly collect personal information from children under thirteen. If we become aware that we have inadvertently collected personal information from a child under thirteen without verifiable parental consent, we will take steps to delete that information as quickly as possible.

If you are a parent or guardian and believe that your child has provided personal information to us, please contact us using the information at the end of this policy so that we can investigate and take appropriate action.

14. International Data Transfers

Our primary operations are located in the United States, and personal information we collect is stored and processed in the United States. If you access this website from another country, you acknowledge that your information will be transferred to, and processed in, the United States, where data protection laws may differ from those of your home jurisdiction.

Where we transfer personal information across borders, we take steps to ensure that appropriate safeguards are in place to protect that information in accordance with applicable law, including by entering into standard contractual provisions or equivalent mechanisms where required.

15. Third Party Services and Links

This website may contain links to websites or services operated by third parties. This Privacy Policy does not apply to those third party resources, and we are not responsible for their privacy practices or content. We encourage you to review the privacy policies of any third party website you visit, even when you reach that website through a link on our site.

We may also use third party service providers to support features of this website. These providers are selected with care and are required to protect personal information consistent with applicable law and our own commitments.

16. Do Not Track Signals

Some web browsers offer a Do Not Track feature that sends a signal to websites indicating a preference that the visitor not be tracked across sites. Because there is no consistent industry standard for how websites should respond to such signals, we do not currently alter our data collection practices in response to a Do Not Track signal. We do, however, honor the specific rights available to you under applicable law as described in this policy.

17. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements or business operations. When we make material changes, we will update the effective date at the top of this page and, where appropriate, provide a more prominent notice. Continued use of this website after a change becomes effective constitutes acceptance of the updated policy.

We encourage you to review this page periodically so that you remain informed about how we protect your information. If you have any questions about a previous version of this policy, we will be happy to discuss the changes with you.

18. How to Contact Us

If you have questions, concerns or requests regarding this Privacy Policy or our privacy practices, please contact us using any of the following methods.

ZEREP INSURANCE AGENCY, INC.
4877 N Sage Park Dr
Eagle Mountain - 84005-5085
United States (US)

Email: notify@zerepinsure.mom
Phone: +1 686 465 1897

ZEREP INSURANCE AGENCY, INC. · 4877 N Sage Park Dr, Eagle Mountain - 84005-5085, United States (US)

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